Archives For A Couple with Common Cents

Money will buy you a fine dog, but only love can make it wag its tail.

Quote about money by Richard Friedman

Interest works night and day in fair weather and in foul. It gnaws at a man’s substance with invisible teeth.

Quote about interest from Henry Ward Beecher

Money can’t buy happiness, but it will certainly get you a better class of memories.

Quote about money from Ronald Reagan

Falling Interest Rates

Ryan Eidson  —  April 29, 2016

The following is an excerpt from my book, A Couple with Common Cents:

a couple with common cents book excerpt

Tabitha was all excited and tired at the same time. She already missed Ruth and Hannah, and all that they experienced together. Now it was Sunday, and Tab was going home with the other ladies in the van.

Linda said, “Tab, you seem different today than you did on Friday. Is something wrong?”

“No, not really.”

“Are you sure?”

“Well I am excited to see my family. But my heart is just so heavy with all the changes I want to see happen.”

“What changes?”

Tab wasn’t sure whether to tell her or not, with the possibility of the others in the van listening in. Continue Reading…

GDP would double if…

Ryan Eidson  —  April 28, 2016

The gross domestic product (GDP) for the past few years has been low. Positive, but low.

It could easily double if small business people knew exactly where their numbers stood.

This spring I have met some business owners who simply don’t know their numbers. They think if they have enough cash to meet expenses and make their debt payments that they are doing OK. (But then they aren’t OK when the bank calls them every other week because their income stream dried up.)

They have no idea what their balance sheet looks like. They don’t even care to make a profit on paper, either, because they want to avoid taxes.

If you don’t know where you are, how can you properly manage your operation?

The business owners might know how much money they bring in each month (sales), but they have no clue if they are building wealth for the long-term.

I maintain that if small businesses, which are the majority of employers in this country, knew their numbers well and often, they could: Continue Reading…

Do I have to?

Ryan Eidson  —  April 27, 2016

So many things in life, once you get that degree you may (or may not) hang up on your wall, are optional.

You don’t have to go to that party on Friday night.

You don’t have to wake up any earlier than required to clock in on time.

You don’t have to take the extra thirty seconds to give a smile and encouraging word to someone who has something to ask you today.

You don’t have to get your oil changed every 3,000 miles. Instead, you just get it changed every six months no matter how much you drove your car.

You don’t have to write down every cash purchase you make this month.

Yet, you get to.

You get to track all your expenses so that you and your spouse know where all your hard-earned money went.

You get to take care of your vehicles (and other possessions) so that they will last longer.

You get to create dynamic relationships and take risks to delight other people.

You get to bounce out of bed early to get a task (or two) done before breakfast and work.

You get to attend that event on Friday so that you’re more connected with what is happening around you.

It might not be required. It might not be on that test next Tuesday (because you left the classroom years ago). Yet, it still may be beneficial.