Archives For money management

Falling Interest Rates

Ryan Eidson  —  April 29, 2016

The following is an excerpt from my book, A Couple with Common Cents:

a couple with common cents book excerpt

Tabitha was all excited and tired at the same time. She already missed Ruth and Hannah, and all that they experienced together. Now it was Sunday, and Tab was going home with the other ladies in the van.

Linda said, “Tab, you seem different today than you did on Friday. Is something wrong?”

“No, not really.”

“Are you sure?”

“Well I am excited to see my family. But my heart is just so heavy with all the changes I want to see happen.”

“What changes?”

Tab wasn’t sure whether to tell her or not, with the possibility of the others in the van listening in. Continue Reading…

Listen to Robin who’s experienced what she calls “the tragedy of debt” and the “tragedy of being debt free” — find out why she says both sides were a tragedy for her. (If the video does not load, click here. This story will touch your heart.)

You’re ready for a tough conversation about money with your spouse.

You feel fed up. You’re getting very frustrated. Upset, even. You’re ready for a change with your family finances.

But you don’t want your spouse to get mad at you for bringing it up.

How in the world do you approach him/her to have that tough conversation about money? Where do you start?

tough conversation about money with spouse

“138/365 Frustrated.” by flickr user martinak15 | cc by 2.0

Tabitha had the same problem. She kept bringing the topic up, but her husband, Jack, kept pushing her off or thinking that their situation was OK.

Jack always thought they had enough money for what they needed to do as a family. He thought he was always going to have debt.

Tabitha kept the checkbook and knew exactly how much the bills were. Her time horizon in her mind was a month or two into the future.

Jack’s idea of “enough” was having cash in his wallet at all times. His time horizon was day-to-day.

You can most likely relate to one of these two people. If you’re reading these words, I bet you are like Tabitha. You may be either the husband or the wife, but either way, you’re the one who keeps bringing up money issues to your spouse and it doesn’t seem to get through.

How can you break through? Continue Reading…


I was reviewing my Amazon author page today and found that someone has valued my books extremely high!

The first (self-published) edition of A Couple with Common Cents is on the left. Two people are holding onto a copy of that book, thinking that it is a valuable rare book because it is no longer in print. (The revised edition of the same book is in the center. It officially releases nationwide in bookstores in April!)

On the right is another self-published book of mine that a seller has placed a value much higher than it was originally sold in 2012.

$2,411 for new? Really?! One used copy (below) is much higher than that!


What Happens When a Child Confronts His Parents about the Way They Handle Their Money?

The July 2014 issue of The Best You, a magazine from London, featured an article that I wrote: “Don’t Lose Financial Autonomy”.


My article begins with this story:

One husband started a small engine business after his wife got fired from her job. Even though the household income was less than before, this did not change their spending habits.

The wife’s lavish spending patterns soon put them tens of thousands of dollars into the hole. She asked for money from others and borrowed money from her children on many occasions to pay the bills. The wife hid these bills from her husband. She would always sneak out to get the mail every day.

One of their sons began to be suspect that something was not quite right. One day, he went out to get the mail and found some credit card bills. He confronted his mom about it, but she swore him—a 13-year-old boy—to secrecy!

Click here to continue reading my article on The Best You website.