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Do you have a new year’s resolution (or two)?

Right now the gyms (such as the YMCA) are full of clients. Interest goes up for money, budgets, and getting out of debt at this time of year. Many people look for better jobs, completing their college degree, or looking for new life opportunities now that it is early January.

However, most people don’t do anything about their resolutions after February comes.

Why not? Continue Reading…