Archives For debt

Listen to Robin who’s experienced what she calls “the tragedy of debt” and the “tragedy of being debt free” — find out why she says both sides were a tragedy for her. (If the video does not load, click here. This story will touch your heart.)

Date Night Disaster

Ryan Eidson  —  October 14, 2014

The following is an excerpt from my book, A Couple with Common Cents, from the chapter titled “Date Night Disaster”.

“Debt will always be part of life!” Jack said as he dropped his fork on his plate. Some of the people at adjacent tables in the restaurant gave Jack a look because he had raised his voice.Tab looked down at her plate. She knew this date night dinner did not get off to a good start.

Jack lowered his voice and continued, “I have seen debt my whole life, and I’m used to it. My father has always carried an operating loan on his farm so that he could keep the farm running in order to feed us.

“So you’re telling me that you want to change what we’ve done all these years just because of what one woman said at the conference last weekend?”


“relative calm holds sway” photo by flickr user: emdot | cc by 2.0

“Jack, listen to me. I’ve tried to tell you for several months about our lack of funds. What I saw last weekend were several other families in the same situation as us, and the hope that it doesn’t have to continue being like this.”

“I don’t see any reason to change what we’re doing. We have a place to live, there’s plenty of food to eat, and our kids seem to be happy. I’m happy. So there.”

Want to read the whole story? Click here.

What Happens When a Child Confronts His Parents about the Way They Handle Their Money?

The July 2014 issue of The Best You, a magazine from London, featured an article that I wrote: “Don’t Lose Financial Autonomy”.


My article begins with this story:

One husband started a small engine business after his wife got fired from her job. Even though the household income was less than before, this did not change their spending habits.

The wife’s lavish spending patterns soon put them tens of thousands of dollars into the hole. She asked for money from others and borrowed money from her children on many occasions to pay the bills. The wife hid these bills from her husband. She would always sneak out to get the mail every day.

One of their sons began to be suspect that something was not quite right. One day, he went out to get the mail and found some credit card bills. He confronted his mom about it, but she swore him—a 13-year-old boy—to secrecy!

Click here to continue reading my article on The Best You website.


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tax collectors

Image source: flickr user Lindsay Eyink | cc

At about the same time I published the first edition of my book Money Management for Cross-Cultural Workers, I received word that a family living overseas had not filed any tax returns with the IRS for the past six years.

The Davis family (not their real name) said they had issues with their former nonprofit agency. This agency has not issued the required tax documents to their workers by the required January 31 deadline each year. Nor had this organization prepared their associates for their tax responsibilities while living abroad. Continue Reading…