Falling Interest Rates

Ryan Eidson  —  April 29, 2016

The following is an excerpt from my book, A Couple with Common Cents:

a couple with common cents book excerpt

Tabitha was all excited and tired at the same time. She already missed Ruth and Hannah, and all that they experienced together. Now it was Sunday, and Tab was going home with the other ladies in the van.

Linda said, “Tab, you seem different today than you did on Friday. Is something wrong?”

“No, not really.”

“Are you sure?”

“Well I am excited to see my family. But my heart is just so heavy with all the changes I want to see happen.”

“What changes?”

Tab wasn’t sure whether to tell her or not, with the possibility of the others in the van listening in. “My husband and I really need to change the way we handle our money. Things have been so tight. I told you when you first asked me to come to this conference that I didn’t have the money to come, remember?”

“Yes, and…?”

“And I worked extra to get the cash to pay for this.”

“Cash? I just charged the entire weekend to my credit card. I’ll eventually get it paid off. I just wanted to have a good time,” said Linda. “Didn’t you have a good time, Tab?”

“It was a nice break from my routine. It was nice to be gone for a change. However, I didn’t just come for a good time. I came to learn something. And I plan on doing something about what I’ve learned.”

“Oh come on, you know that all husbands get stuck in a rut and don’t want to change. They are in their own little world. I do what I need to do, my husband does his thing, and we go from there. What makes you think you can just go home from a conference and change everything in your little world at home?”

Tab’s heart deflated quickly as those words pierced her new dreams. She decided not to say any more to Linda about this because of all the discouragement she just received.

She had a long rest of the ride back home.


Ryan Eidson


I have the unique ability to make complex ideas easy to understand. I am the author of A Couple with Common Cents and live in rural Missouri.